Purpose
We understand how important your privacy is. Protecting your personal informationand being transparent about how we handle it is a core part of our relationshipwith you.ThisPrivacy Policy outlines how Simply Mortgages (“we”, “our”, “us”) collects,uses, stores, and discloses your personal information in accordance with thePrivacy Act 2020.We are authorizedto provide regulated financial advice under the Finsure New Zealand LimitedFinancial Advice Provider. Licence (FSP1005389).
Consent to Privacy Policy
By contacting us, engaging our services, or using our website or social media pages, you consent to the collection and use of your personal information as outlined in this Privacy Policy.If you do not agree, please contact us directly by phone instead of using our online channels.
Collection of Personal Information
We only collect personal information necessary to provide you with financial advice and related services.
We may collect your information:
-when you meet or speak with us (in person, by phone, video call, or email)
-when you use our website or social media pages
-when you participate in a marketing campaign, promotion, or client survey.
We may also receive information from:
-publicly available sources (e.g. internet, social media)
-your professional advisers (e.g. accountant, solicitor, banker)
-Finsure New Zealand Limited, for compliance and oversight purposes.
Types of Personal Information
Depending on your interactions with us, we may collect:
-your name, contact details, date of birth, and identification information
-financial,credit, and property details relevant to your lending or advice needs
-employment and income information
-records of our communications and advice provided;·
-your preferences or feedback.
Online Information and Cookies
When you visit our website or social media pages, we may use cookies and analytics toolsto collect information such as:
-date, time, and pages viewed
-your IP address, browser type, and device details;
-navigation or interaction data.
This helps improve the functionality and user experience of our digital platforms.
Purpose of Collecting Your Information
We use your personal information to:·
-assess your eligibility for financial products or services;·
-provide financial advice and facilitate applications with lenders;·
-maintain our relationship with you and manage your ongoing needs;·
-meet legal, regulatory, and audit obligations under the Finsure NZ licence;·
-improve our service delivery and client experience.
Storage and Protection of Information
Your information may be stored electronically or in hard copy. We take reasonable steps to protect it from misuse, loss, or unauthorized access.We use a combination of secure storage systems and IT safeguards, including:
-restricted access to authorized personnel
-password-protected systems and encryption
-employee privacy and cybersecurity training; and·
-secure cloud storage (primarily Microsoft Azure servers located in Australia).
We retain personal information only for as long as required by law or for legitimate business purposes - typically seven years from the conclusion of our engagement with you.If a Privacy Breach Occurs we experience a privacy breach involving your personal information that is likely to cause serious harm, we will:·
-immediately contain and investigate the breach;·
-notify the affected individual(s) and Finsure NZ (as the licensed FAP); and·
-report the breach to the Office of the Privacy Commissioner as required.
AJS Wealth Limited – NZBN 9429052376405 | FSP1008444
DHS Financial Limited – NZBN 9429053424525 | FSP1011768
RAAM Financial Limited – NZBN 9429052834363 | FSP1010934
SimplyMortgages is a trading name used by the entities listed above. Each entityprovides regulated financial advice as an Authorised Body of Finsure NewZealand Limited (FSP1005389).
Disclosure of Personal Information
We may disclose your personal information to:·
-Finsure New Zealand Limited (FSP1005389), for compliance, audit, and licence oversight -purposes;
-lenders, product providers, or insurers as required to deliver our services;·
-external compliance reviewers, auditors, or IT providers;·
-our external dispute-resolution scheme;·
-regulators(e.g. the FMA) if legally required;·
-creditor identity-verification agencies where necessary.
We will never sell or receive payment for your personal information.
Overseas Disclosure
Some of our IT systems and service providers are located overseas, primarily in Australia.Where your personal information is transferred or stored outside New Zealand, we take reasonable steps to ensure it is protected by security and privacy standards consistent with New Zealand law.
Third-Party websites
Our website and social media pages may contain links to external sites.We are not responsible for the privacy or security practices of third-party websites. We encourage you to review their privacy policies before providing personal information.
Access,Correct, or Deletion of Your Information
You have the right to access and request correction of your personal information.There is no charge for correction requests. A reasonable fee may apply for large access requests.If we cannot meet your request (for legal or regulatory reasons), we will explain why.
If You Chose Not to Provide Information
If you do not provide the information we request, we may be unable to offer or continue certain financial-advice services.
Updates to This Policy
We may update this Privacy Policy periodically.The latest version will always be available on our website or by request. Significant changes will be communicated to clients where appropriate.
Privacy Queries and Complaints
If you have concerns about how your personal information has been handled, please contact us first.We aim to acknowledge all complaints within three working days and resolve them within five working days where possible.
OFFICE: Suite 5, 129 Great South Road, Papatoetoe, Auckland2025
PHONE: 0800119929
EMAIL: support@simplymortgages.co.nz
© 2026Simply Mortgages. All rights reserved.
AJS Wealth Limited – NZBN 9429052376405 | FSP1008444
DHS Financial Limited – NZBN 9429053424525 | FSP1011768
RAAM Financial Limited – NZBN 9429052834363 | FSP1010934
Simply Mortgages is a trading name used by the entities listed above. Each entityprovides regulated financial advice as an Authorised Body of Finsure New Zealand Limited (FSP1005389).