Renovation or Travel

Home Improvement Loans

New kitchen, extra bedroom, long-overdue bathroom upgrade, or a full home makeover — most renovation plans stall for one reason: funding. A home improvement loan lets you get the work started now and spread the cost over time, instead of waiting years to save it all upfront.

Travel Loans

Whether you're planning a family vacation, honeymoon, overseas adventure, or once-in-a-lifetime trip, a travel loan can help you spread the cost of your journey. At Simply Mortgages, we help you explore flexible personal loan options that allow you to finance your travel plans without placing unnecessary strain on your day-to-day finances.

Finance Your Home Renovation

New kitchen, extra bedroom, long-overdue bathroom upgrade, or a full home makeover — most renovation plans stall for one reason: funding. A home improvement loan lets you get the work started now and spread the cost over time, instead of waiting years to save it all upfront.

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LOAN CALCULATOR

Calculate Your Loan Repayments

Estimate your monthly repayments by adjusting the loan amount, interest rate and loan term.

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This calculator provides an estimate only. Actual repayments may vary depending on your lender, interest rate and loan conditions.
Estimated Monthly Repayment
$3,160
per month
Loan Amount
$500,000
Total Interest
$637,600
Total Amount Payable $1,137,600
Principal Interest
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Frequently Asked Questions – Renovation, Travel and Car

Yes. A personal loan can be used to finance a wide range of home improvement projects, including kitchen and bathroom renovations, landscaping, painting, flooring, and other upgrades.
A travel loan can be used to cover a variety of travel-related expenses, including flights, accommodation, holiday packages, cruises, travel insurance, and other costs associated with your trip.
Yes. Whether you're purchasing a new or used vehicle, Simply Mortgages can help you compare car loan options from trusted New Zealand lenders.