Car or Vehicle Repairs

When Your Car Needs Work, Not a Financial Crisis

Vehicle trouble never picks a convenient time. A failed WOF, a blown transmission, or an EV battery issue can land as an unexpected bill right when you least need it — and without your car, getting to work, school runs, or daily life gets a lot harder. A vehicle repair loan covers the cost now, so you're not stuck choosing between an urgent repair and your savings.

Repairing an EV or Hybrid: What's Different

Electric and hybrid vehicles bring some repair costs that petrol and diesel owners don't usually face — most notably battery diagnostics, cell replacement, or specialist EV servicing, which can be significantly more expensive than a standard mechanical repair. If your EV or hybrid needs this kind of work, a repair loan can help spread that cost rather than requiring a large lump sum upfront.

How It Works

Choose your loan amount: From a minor mechanical fix to a major repair bill, loan amounts are matched to the job and what you can comfortably afford to repay.

Pick a repayment term: Keep it short to clear the debt quickly, or spread it out for smaller, more manageable repayments — we'll help you find the right balance.

Our Process

1. Tell us what's happened Whether you've got a quote in hand or just know something's wrong, we start by understanding the situation and urgency.

2. We compare lenders on your behalf Using our panel, we look for an option sized to your repair cost and suited to your financial situation.

Talk to Adviser

OUR TRUSTED NETWORK OF PROVIDERS.

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LOAN CALCULATOR

Calculate Your Loan Repayments

Estimate your monthly repayments by adjusting the loan amount, interest rate and loan term.

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This calculator provides an estimate only. Actual repayments may vary depending on your lender, interest rate and loan conditions.
Estimated Monthly Repayment
$3,160
per month
Loan Amount
$500,000
Total Interest
$637,600
Total Amount Payable $1,137,600
Principal Interest
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Frequently Asked Questions – Vehicle And Electric Repair

A wide range of repairs — engine and transmission work, brakes, electrical faults, WOF-related fixes, tyres, panel damage, and EV or hybrid battery servicing, among others.
This depends on your income, credit history, and the total cost of the repair. Loan amounts are matched to your situation and the job at hand.
It helps to have a quote from your mechanic, as it guides the loan amount. That said, you can apply with an estimate and adjust once you have a confirmed figure.
Often, yes. Some lenders look at your full financial picture, not just your credit score. Rates may be higher for lower credit profiles, but keeping up with repayments can help rebuild your credit over time.