Property development is one of the most rewarding ways to build wealth in New Zealand — and one of the most demanding when it comes to funding. Unlike a standard home loan, development finance needs to flex with your project: drawn down in stages, structured around your build timeline, and assessed on the merits of the project itself, not just your personal income.

Great development finance isn't just about the loan — it's about the team around it. Beyond connecting you with the right lender, we work alongside the professionals who make a project succeed: quantity surveyors, valuers, planners, engineers, and agents. Where needed, we'll introduce you to trusted people in our network so your project is backed by the right expertise from day one.
Apply NowDeep development expertise — We understand how development finance works end to end, from acquisition through to sell-down, and we know how to package a project so lenders take it seriously.
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Not always. Many lenders in the market will fund a development without pre-sales, particularly for experienced developers or well-positioned projects. We'll help you understand which lenders are the right fit for your situation.
It depends on the complexity of your project, but with a complete, well-prepared application, approvals can often come through within a few business days.
Most sit around 12 months, though longer terms — up to 24 months or more — are available for larger or multi-stage projects.
It happens. If you've kept your lender informed and there's a good reason for the delay, most lenders will work with you to see the project through rather than against you.